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Crypto OTC Liquidity for OTC Desks

FinchTrade is a Swiss VASP and OTC liquidity partner for crypto desks. We power block trade execution, cross-chain conversion, and large-ticket settlement with firm RFQ pricing, ~30 minute settlement, and non-custodial architecture.

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How it works

Off-ramp, on-ramp, or cross-chain

Off-ramp

Sell crypto, receive fiat

Send crypto, get a firm quote, receive fiat in ~30 minutes.

  • BTC, ETH, USDT, USDC on major chains
  • Firm RFQ — spread locked at quote
  • Fiat out via SEPA/SWIFT

On-ramp

Send fiat, receive crypto on-chain

Wire fiat, lock your rate, receive stablecoins or crypto to any wallet.

  • Fiat in via SEPA/SWIFT
  • Rate locked at execution
  • ERC-20, TRC-20, BSC, Solana

Cross-chain

Switch assets or chains in one account

Convert between pairs or move across chains without managing multiple venue connections.

  • 100+ pairs
  • Cross-chain USDT/USDC natively
  • One collateral line for all flow types

Off-ramp, on-ramp, or cross-chain — from a single FinchTrade account.

Who we serve

Types of desk we work with

Six desk archetypes, six liquidity profiles. Find yours.

01 — Institutional

Institutional OTC desks

OTC desks serving funds, corporates, and professional clients on large-ticket trades.

  • Large-block crypto-to-fiat and fiat-to-crypto execution — firm RFQ, ~30 min settlement
  • Non-custodial flow with full KYC/AML/KYT on FinchTrade's side

02 — Broker-dealer

Broker-dealer OTC desks

Agency OTC desks handling flow from retail and professional client channels.

  • Firm liquidity for client sell and buy orders — no exchange order book exposure
  • Multi-chain delivery and fiat settlement on standard SEPA/SWIFT timelines

03 — Wealth

Wealth and family office desks

OTC desks executing discreet large-ticket trades for HNWIs and family office mandates.

  • Large-ticket conversion with minimal market impact — RFQ pricing above $100K
  • Clean settlement documentation for institutional due diligence and audit trails

04 — Prime

Crypto prime broker desks

OTC execution desks providing hedging and liquidity services to funds and trading firms.

  • Aggregated liquidity across 100+ pairs — firm pricing, no slippage post-quote
  • 30% partial collateral freeing capital across multiple open positions

05 — Exchange

Exchange OTC desks

OTC desks operated by exchanges, providing off-exchange liquidity for VIP clients and large-ticket flow.

  • Off-exchange execution for high-volume clients — firm RFQ without impacting the order book
  • Multi-chain settlement and fiat off-ramp on standard SEPA/SWIFT timelines

06 — Digital asset

Digital asset broker desks

OTC desks within full-service brokers offering crypto alongside traditional products.

  • Crypto-to-fiat and cross-chain conversion through a single compliant counterparty
  • Swiss VASP status and ISO-certified compliance for regulated broker environments

Why FinchTrade

Built for OTC workflows

Firm liquidity, capital-efficient hedging, and institutional execution — behind your brand.

Deep aggregated liquidity

Firm RFQ pricing on large tickets. Aggregated depth across venues with smart order routing — no slippage post-quote, no front-running.

Institutional spreads

Tight spreads on major pairs sourced from multiple liquidity venues. No cross-venue arbitrage pocketing — what you see is what you get.

Flexible settlement

Instant or deferred settlement — no need to settle every trade. ~30 min average on settled flows.

Partial collateral

30% collateral per trade instead of full prefunding. Free up capital across multiple open positions simultaneously.

Non-custodial architecture

Assets never held in a pooled account. Full asset control throughout the trade flow — no custodial exposure, no rehypothecation risk.

Seamless API integration

Programmatic quotes, execution, and settlement via REST API. Offer 24/7 liquidity to your clients without manual intervention.

See RFQ pricing and settlement on your flow.

Capital efficiency

Partial collateral for desk hedging

30% collateral per trade — not 100% upfront. Same execution, capital stays on your books.

70% capital freed
~30 min settlement
1 collateral line all flows, all pairs

How it works in practice

Example: a $2M BTC-to-USD hedge

100% prefunding

$2M wired upfront
  • Full notional locked before trade
  • Capital idle until settlement completes

FinchTrade

$600k collateral at 30%

$1.4M stays on your books

  • Same $2M trade executes
  • Settlement in ~30 minutes

Case study #1

The problem

A European OTC desk serves institutional clients and HNWIs seeking large, discreet crypto trades. Their priority is sourcing tight spreads and deep liquidity for large-volume transactions without triggering price slippage or market impact.

Their existing providers lacked the ability to execute high-value trades quickly and reliably, particularly during periods of volatility or with illiquid trading pairs.

The solution

FinchTrade stepped in as a strategic liquidity partner, offering:

  1. Direct access to firm liquidity for major crypto pairs with minimal slippage
  2. Flexible execution models (GUI, API, Telegram) with tailored RFQ pricing for trades over $100K
  3. Non-custodial architecture to match OTC desks’ preference for asset control

Results

  1. The OTC desk reduced average execution time for large trades by 45%, with improved client satisfaction
  2. FinchTrade became the desk’s preferred liquidity provider for over 80% of its crypto-to-fiat volume
  3. Execution quality improved significantly: average spreads decreased, while fill rates and settlement reliability increased

Partnering with FinchTrade has transformed how we operate. They understand the urgency and complexity of OTC trades and deliver pricing and execution we can trust. Our clients now get better fills, faster settlements, and full confidence.

Head of Trading @ [Confidential]

Build vs buy

How OTC desks source liquidity

Three common paths. The right choice depends on ticket size, settlement needs, and how much capital you want tied up in prefunding.

FinchTrade
Direct CEX
In-house
Regulatory counterparty
Swiss VASP, VQF-supervised
Jurisdiction limits per exchange
You hold the licence
Large-ticket / RFQ
Tailored RFQ from $100K
Per-trade limits; thin books
You build RFQ stack
Settlement flexibility
Instant or flexible; roll positions
End-of-day or per-venue rules
You build it
Prefunding
30% partial collateral
100% per venue
100% across venues
Slippage control
Firm liquidity + SOR
Single-venue depth
Depends on build
KYC/AML/KYT
Integrated on our side
Your responsibility
Your responsibility
Dedicated desk
Named account manager
Support tickets
N/A
Onboarding
1–5 days
Weeks per venue
6–18 months

FinchTrade

Regulatory counterparty

Swiss VASP, VQF-supervised

Large-ticket / RFQ

Tailored RFQ from $100K

Settlement flexibility

Instant or flexible; roll positions

Prefunding

30% partial collateral

Slippage control

Firm liquidity + SOR

KYC/AML/KYT

Integrated on our side

Dedicated desk

Named account manager

Onboarding

1–5 days

Direct CEX

Regulatory counterparty

Jurisdiction limits per exchange

Large-ticket / RFQ

Per-trade limits; thin books

Settlement flexibility

End-of-day or per-venue rules

Prefunding

100% per venue

Slippage control

Single-venue depth

KYC/AML/KYT

Your responsibility

Dedicated desk

Support tickets

Onboarding

Weeks per venue

In-house

Regulatory counterparty

You hold the licence

Large-ticket / RFQ

You build RFQ stack

Settlement flexibility

You build it

Prefunding

100% across venues

Slippage control

Depends on build

KYC/AML/KYT

Your responsibility

Dedicated desk

N/A

Onboarding

6–18 months

Most OTC desks outgrow direct CEX hedging within 12–18 months of scaling client flow — prefunding and orchestration costs compound fast.

How you trade

GUI, API, or Telegram

Start in the GUI. Scale to API or Telegram as ticket size and velocity grow.

First trades

GUI

Trade, report, and manage settlement — no code.

  • Live in 1–5 days
  • Full history and exports

Built for volume

API

Programmatic quotes, trades, and settlement.

  • Thousands of trades/day
  • Sub-second execution

Non-standard flows

Telegram

Desk-speed execution from your phone.

  • RFQ and block trades
  • 24/7 human desk

45%

Faster execution for large trades (case study)

80%+

Of desk crypto-to-fiat volume via FinchTrade (case study)

24/7

Automated systems with desk on call

Swiss VASP

VQF supervision, ISO/IEC 27001 & 27701

Swiss VASP under VQF supervision, ISO certified

100+ institutional clients run on FinchTrade

Onboard in 1–5 days. Start in the GUI — scale to API when volume grows.

Explore the product

Institutional OTC liquidity for your desk

Swiss VASP, partial collateral, RFQ from $100K, and GUI · API · Telegram execution.

Explore the product

More case studies swipe

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FinchTrade and JayBee Partner to Drive Innovation in RegTech IndustryNov 07 2024

FinchTrade and JayBee Partner to Drive Innovation in RegTech Industry

FinchTrade partnered with JayBee AG to tackle Swiss regulatory challenges. By outsourcing compliance functions and leveraging JayBee’s expertise, FinchTrade streamlined AML and KYC processes, accelerated client onboarding, and enhanced audit readiness, transforming compliance from a hurdle into a growth catalyst.

Intergiro and FinchTrade Partner to Bridge Fiat and Crypto Ecosystems with Embedded Banking and Instant Liquidity for Web 3.0Oct 10 2024

Intergiro and FinchTrade Partner to Bridge Fiat and Crypto Ecosystems with Embedded Banking and Instant Liquidity for Web 3.0

FinchTrade and Intergiro partner to bridge traditional banking with crypto, providing embedded banking and instant liquidity solutions for Web 3.0. This collaboration empowers crypto businesses with streamlined on/off-ramps, enhancing user experience and operational efficiency.

Case Study: INXY X FinchTradeAug 13 2024

Case Study: INXY X FinchTrade

INXY is a B2B company offering payment solutions, specializing in enabling merchants to accept crypto payments and manage mass payouts in cryptocurrency. They also provide fiat-to-fiat and crypto-to-crypto conversions. INXY serves Web2 companies in sectors like advertising, hosting, SaaS, and gaming, focusing on the efficient conversion of crypto into fiat currencies.

Case Study: Cryptix X FinchTradeJul 24 2024

Case Study: Cryptix X FinchTrade

Cryptix, a B2B company providing cryptocurrency payment services for merchants, that has been partner with FinchTrade since its launch. The partnership allowed Cryptix to reduce significantly IT costs, improve customer support, and enhance transaction speed and accuracy.

Case study: Coinsflow X FinchtradeJul 15 2024

Case study: Coinsflow X Finchtrade

Coinsflow, a payment and crypto wallet provider, partnered with FinchTrade in August 2023. The partnership allowed Coinsflow to reduce significantly IT costs, improve customer support, and enhance transaction speed and accuracy. Coinsflow now processes a monthly volume of several millions of euros offering a better service quality and great client satisfaction.

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Contact us

For more information, demo request or any conversation about the product and our work conditions:

sales@finchtrade.com

Our services are not available to retail clients residing in, or corporate clients registered or established in, the United Kingdom, the United States, the European Union, or other restricted jurisdictions. Access to this website does not constitute an offer or solicitation to provide services in these jurisdictions.

The obtained data is processed in accordance with our Privacy policy

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Geographical Service Restrictions

Our services are not available to retail clients residing in, or corporate clients registered or established in, the United Kingdom, the United States, the European Union, or other restricted jurisdictions. The information provided on this website is for informational purposes only and does not constitute a public offer, financial or investment advice, or marketing communication. FinchTrade group is not MiCAR compliant, nor FCA regulated, and nothing on this website should be construed as an offer to provide regulated services or financial instruments. Visitors are encouraged to seek independent legal, financial, or professional advice before making any decisions based on the information presented. FinchTrade group assumes no liability for any actions taken in reliance on the content of this website.