Loading...
FinchTrade

Product Solutions Payment service provider OTC desks EMI / Bank API docs Referrals About Blog

Log in

On↔off ramp for PSPs,
OTC desks and EMIs

Trade and settle stablecoins and crypto within T+1 at institutional rates, seamlessly.
Partial pre-funding, no complex integrations, zero delays.

pic pic
pic pic
pic pic
pic pic
pic pic

1,000,000,000

Total client trading volume since 2025

100+

Institutional clients

logo logo logo logo

Product

Institutional execution, settlement & easy integration

Get the trading infrastructure to handle your core business challenges

Institutional-grade pricing and tight spreads with elevated trading limits and reliable post-trade settlement.

Execute transactions of up to €10M seamlessly.

Average settlement in ~30 minutes, with withdrawals processed within 1–2 hours.

Available 24/7, so your funds move exactly when your business needs them — without unnecessary delays.

Start operating within 1–5 days through fully automated onboarding under the Swiss VASP licence.

A developer-friendly API with a live sandbox environment for immediate testing.

Automate onboarding, deposits, trading, and withdrawals end to end.

1

Deposit asset

deposit eur banks

  • bankBCB Group SEPA, SWIFT, BLINC
  • bankClearJunction SEPA, SEPA Instant
  • bankNexpay SEPA
  • bankFV Bank ACH
  • bankFiat Republic SEPA, SWIFT
2

Exchange

tokenEUR tokenUSDT
3

Withdrawal asset

USDT networks

  • Ethereum ERC-20
  • Tron TRC-20
  • BNB Smart Chain BEP-20
  • Polygon Polygon PoS
  • Solana SPL

Settlement time

~5 minutes

Sign up

~10 min

Questionnaire

1–2h

Online identification

~20 min

Sign T&C

~10 min

Go live in hours, not weeks —
with direct access to FinchTrade’s dedicated technical support during integration

Challenges

Where traditional setups fail, FinchTrade provides solutions

Capital locked by pre-funding?
Avoid 100% pre-funding with post-trade settlement and flexible margin limits

Fragmented liquidity & multiple integrations?
Access multiple liquidity sources through one unified integration and reporting layer.

Another LP

24:00:00
00:29:59

Transfer sent

ETA ~30 min

Slow settlement & manual reporting?
Settle in ~30 minutes with live tracking across multiple international banking rails

pic pic

Compliance as a growth enabler?
Go live in 1–5 days with automated KYB under a Swiss regulatory framework

pic pic

Execution risk & downtime?
Trade on institutional-grade infrastructure with continuous uptime, even during peak volatility

Solutions

FinchTrade across use cases

pic pic

Payment providers. Fast conversion and settlement reduce volatility and keep time-critical flows smooth

pic USDT/eur 0.30%

OTC desks. Tight, competitive spreads provide efficient pricing for high-volume execution

EMIs and banks. Robust regulation, liquidity aggregation, and broad asset coverage support reliable, compliant operations

Custom request. Schedule a 15-minute demo and describe your use case

Why we are different

How FinchTrade beats CEXes & other OTC desks

FinchTrade
CEX

Binance/Kraken/others

Other OTC desks
Onboarding speed
1-5 days
Days to weeks
Weeks to months
Large ticket support
€10M+ by default with institutional-grade spreads
Limited on most pairs due to splipage
Inconsistent liquidity availability
Settlement speed
~30 minuntes
15 min – 2 hours
Unflexible, usually T+1
Human touch
Direct access to the client team 24/7
Support tickets
Relationship-based but slow
API integration
Clear documentation and a stable API
Time-consuming setup, access may be limited
Often manual or requires custom work

1-5 days

Average onboarding and
integration time

~30 minutes

Average settlement time with
predictable performance

24/7 support

Instant access via Telegram
and email. No ticketing queues

Full compliance

Under a Swiss VQF
and VASP regulatory
framework

Swiss VQF

Join 100+ institutional clients
who’ve already chosen us

Partners

logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo

Case studies

The problem

INXY enables seamless crypto acceptance, mass payouts, and currency conversions.

The key challenge is fast, competitive conversion to reduce volatility in time-sensitive payments.

The solution

  1. Deep liquidity pools for low-slippage conversions.
  2. Human touch for non-standard requests, like manual USDT BSC↔TRC-20 swaps beyond standard flow.

Results

  1. INXY’s volume grew ≈18% monthly.
  2. FinchTrade became INXY’s primary liquidity provider, surpassing major players on price and reliability.
pic pic

FinchTrade has been instrumental in our growth. Their ability to provide deep liquidity and their flexibility in handling our specific needs have made them our go-to partner.

Serge Kuznetsov, CPO & Co-founder @ INXY

The problem

Cryptix is a B2B crypto payments provider for merchants.

The company faced fragmented liquidity, capital inefficiency caused by 100% pre-funding and high operational overhead from maintaining multiple LP connections

The solution

  1. Aggregated access to deep liquidity at better prices with no hidden fees
  2. Non-custodial setup with post-trade settlement and 10–20% collateral
  3. Automated AML/KYC and transparent pricing with no hidden fees

Results

  1. Improved transaction speed and execution accuracy through aggregated liquidity and dedicated support
  2. A significant share of Cryptix’s volume is now executed via FinchTrade, improving stability and predictability
pic pic

When selecting partners, we prioritize reliability, open communication, and mutual benefits. Ultimately, our decision led us to choose FinchTrade.

Kristina Melamed, CPO @ Cryptix

The problem

A European OTC desk serving institutional clients and HNWIs needed:

  1. Tight spreads and deep liquidity for large, discreet trades
  2. Reliable execution during volatile market conditions
  3. Minimal slippage on high-value or illiquid trading pairs

The solution

  1. Firm liquidity for major crypto pairs with minimal slippage
  2. Flexible execution via API, GUI, and Telegram with tailored RFQ pricing for trades over $100K
  3. Non-custodial architecture to match OTC desks’ preference for asset control

Results

  1. 45% faster execution for large-volume trades
  2. 80%+ of crypto-to-fiat volume now routed through FinchTrade
  3. Improved execution quality:, tighter spreads, higher fill rates, and reliable settlement

Partnering with FinchTrade has transformed how we operate. They understand the urgency and complexity of OTC trades and deliver pricing and execution we can trust. Our clients now get better fills, faster settlements, and full confidence.

Head of Trading @ [Confidential]

INXY (PSP)

Cryptix (PSP)

OTC desk

Schedule a 15-min demo to get familiar with FinchTrade and start trading

Our services are not available to retail clients residing in, or corporate clients registered or established in, the United Kingdom, the United States, the European Union, or other restricted jurisdictions. Access to this website does not constitute an offer or solicitation to provide services in these jurisdictions.

The obtained data is processed in accordance with our Privacy policy

As seen in

logo logo logo logo logo logo logo logo logo logo logo

Frequently asked questions

Kraken is optimized for convenience, not for institutional-scale execution and settlement efficiency.

On Kraken, you get:

  1. Slippage on large orders (not designed for institutional OTC flows)
  2. 100% pre-funding, leading to capital inefficiency
  3. Unpredictable support in contrast to a dedicated account manager with FinchTrade

Client example: a FinchTrade customer reduced settlement time from 6+ hours to ~30 minutes and lowered liquidity costs by 15%. Read the case study.

We’ve stripped out unnecessary friction.

Traditional process:

  1. KYCs submission
  2. Dozens of questions and paper work
  3. Waiting for manual review (days)
  4. Back-and-forth clarifications
  5. Compliance sign-off (weeks or months)
  6. Account activation delays

Our process:

  1. Online form with KYC, KYB, and company document upload
  2. Fully automated onboarding flow, with human review running in parallel
  3. Account ready to operate within 1–5 days

Post-trade settlement changes the game.

Traditional model:

  1. You deposit €1M to trade
  2. You execute €400k in trades
  3. €400k stuck in settlement for hours and days
  4. The remaining €600k sits idle, generating no return
  5. Capital is locked and non-productive

FinchTrade’s model (post-trade settlement + flexible collateral):

  1. We establish a trading limit with you
  2. You only post collateral to maintain that limit, not the full trading amount
  3. You can short-sell: e.g., sell 10 BTC without having bitcoins on your account with us
  4. Settlement completes automatically in ~30 minutes, 24/7, even on weekends
  5. Once settled, your trading limit resets and trading can continue
  6. Your capital stays working. Your money never sits idle.

Yes, if that's what you need. We offer two options, depending on your needs:

Option 1: Full API integration (most automated)

  • Automate trade execution and reporting
  • Automatic settlement
  • Lightning speed WebSocket connection for all lifecycle events
  • A professional trading engine with human support

Time to production: 1-2 weeks

Use case: High-volume traders, PSPs, EMIs

 

Option 2: Managed service (manual trading at scale)

  • Manual trade execution through our platform
  • Settlement tracking and reporting
  • Automated reconciliation

Time to setup: 1 day

Use case: Mid-size OTC desks with full manual control of all operations